Financing Options for HVAC Services

Work with America’s Home Improvement Lender of Choice

Many customers find it difficult to find the money to pay out of pocket for HVAC services. Fortunately, the Tennessee Valley Authority offers financing solutions through its Energy Right® loan program for customers who are seeking to make energy improvements to their home. As a qualified contractor member, we are able to work with the TVA to help customers finance certain services and products.

TVA Energy Right® Loan Program

Because of the limited requirements and convenience, this financing option is a great choice for many of our customers. As your contractor, we are committed to helping you during the process and making sure everything goes smoothly.

Benefits of TVA loan program:

  • Monthly payment is conveniently included in your electricity bill every month
  • Unsecured loan (homeowner provides no collateral)
  • Borrowers can finance up to $15,000*
  • Fixed rate loan terms available for 10 years
  • No fees, points, or closing costs
  • No prepayment penalty
  • Can finance 100% of installation costs
  • Quick approval process – usually 30 minutes or less

*Total principal does not need to be used for the entirety of the purchase.

GEO Smart

You can complete your project now instead of later.

12 Month Same-As-Cash Loan*
$1000 to $45000
Loan Code: EG862

6.99% Fixed Rate – 5 Yr**
$3500 to $45000
Loan Code: 6995YRG49

It’s quick and easy to apply:

Fill Application Form: EnerBank USA Loan Application

Call: (866) 609-0008

Information you need when you apply:

  • Program Phone Number: (866) 609-0008
  • A Contractor ID #: 1020
  • Loan Code: EG862 (12 months) or 6995YRG49 (5 Years Fixed Rate)
  • Amount to be Financed: call us and we will provide you the amount
  • Type of Home Improvement
EnerBank has helped almost 700,000
homeowners get the financing they need to
fulfill their home improvement dreams.
APRs are locked in when your loan is
approved and for the life of your loan.
Your home is not used as collateral, so
there’s no lien on your property. Plus, there’s
no application fee, no closing and appraisal
costs, and no prepayment penalties.
Your personal information is given
directly to EnerBank, making the
application process more secure.

Loans provided by EnerBank USA (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. *Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 16.25% fixed APR, effective as of August 2016, subject to change. **Repayment term is 60 months. 6.99% fixed APR, effective as of August 2016. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.

Why Choose Us?

  • Owner does all estimates personally
  • Money saving Maintenance Agreement
  • Quality is Top Priority and only priority
  • Owner operated & locally owned
  • Flat Rate pricing. You'll know the price before the work begins